Best Of – Auto Finance

new car loan financing
Auto Finance

New Car Loan Financing – 5 Tips Before You Buy

New Car Loan Financing Looking to get some new wheels without breaking the bank? Make sure to factor the cost of new car loan financing into your budget. Buyers who forget to account for new car loan financing may find themselves with monthly payments they can’t afford. Even with the economy moving toward recovery, more Americans are struggling to pay off their car loans. A recent State of the Automotive Finance Market report showed a 70% increase in motor vehicle repossessions. To avoid becoming one of these statistics, it’s important to do some research before hitting the car lot. These Read More…

women with laptop looking for the best online car financing
Auto Finance

Best Online Car Financing: Our Smart Car Financing Strategies Revealed

Best Online Car Financing After days of searching, you’ve found the ideal car. But, before you can call the car your own, you’ll need to secure financing. Unless you plan to pay for the car in cash, you’ll need to get a loan. In 2013, almost 85% of all car sales were acquired through financing. There are many factors to consider when searching for the best online car financing. You want to ensure you’re working with a qualified lender. You also want to position yourself for the best loan terms possible. If you’re looking for online car financing, there are a few tips Read More…

used car auto loans
Auto Finance

Used Car Auto Loans: 10 Useful Tips You Need To Know

Used Car Auto Loans New, used, certified-Preowned — no matter what kind of car you’re looking to buy there are a set of challenges that come with every car shopping experience. For instance, taking out used car auto loans shouldn’t have to be one of those challenges. If the idea of finding a lender and securing financing is one that worries or confuses you, then you’ve come to the right place. Check out these 10 tips to guide you in the right direction: 1. Know Your Finances Before you step into a dealership you should already know how much you have Read More…

Best Of – Home Finance

how to get a mortgage loan
Mortgage Purchase

How to Get a Mortgage Loan – 8 Easy Steps to Home Ownership

How to Get a Mortgage Loan The time has come for you to invest in your first home. Congratulations! Are you ready to take the next steps to learn how to get a mortgage loan you can afford? Owning a home is a big responsibility and a major financial investment, and it can be tricky to find the most affordable mortgage for your personal lifestyle and yearly income. Therefore, pay close attention to our these key tips for landing your first mortgage. 1. Debt-to-income Ratio First of all, using a debt-to-income ratio can factor into your mortgage affordability. It simply Read More…

the best fixed mortgage deals
Mortgage Purchase

The Best Fixed Mortgage Deals – How to Pick The Best For 2018

How to Pick the Best Fixed Mortgage Deals Buying a home is one of the significant financial obligations in life. For most Americans, getting a mortgage is the only convenient way to be a homeowner. Unfortunately, there are so many things that lenders consider when reviewing loan applications from borrowers. Some of these factors include credit score, credit history, mortgage points, income, and loan amount.  The good thing is that the interest rates have been dropping from 10.32 percent in 1989 to 3.65 percent in 2016. As of 2018, the rate offered by many lenders averages at about 4.5 percent for a Read More…

how to find homes for rent
Mortgage Purchase

How to Find Homes for Rent – 5 Incredibly Simple Steps

How to Find Homes for Rent In 2016, about one-third of the U.S. population lived in a rental property, and there were about 42.58 million housing units that were occupied by renters. For many people, renting a home is an excellent choice when they don’t have enough money for making a down payment or ready to purchase one. With the growing U.S. real estate market, it can be a challenge to find a home that suits your needs. Some markets are somewhat costlier than others while other locations are quite competitive. Still, it’s possible to get a decent home to Read More…

Best Of – Credit Scores

past due medical bills showing how do medical bills affect your credit score
Credit Score

How Do Medical Bills Affect Your Credit Score? Tips To Help You Cope

How Do Medical Bills Affect Your Credit Score Trying to finance an auto loan or get a new mortgage and you’re just finding out that you have delinquent unpaid medical bills on your credit report.  One question that should immediately come to mind is how do medical bills affect your credit score and how do I get them removed?  In addition, you might also consider questions like do medical bills affect your credit when buying a house, car or obtaining a student loan. If you’re one of the 43 million people with debt from unpaid medical bills on your credit report you’re Read More…

consumer trying to understand what is credit card utilization
Credit Score

What Is Credit Card Utilization: Essential Keys To Improving Your Credit

What Is Credit Card Utilization And Why You Should Care Has your credit score been going down recently? Are you having trouble managing your line of credit responsibly? One of the main factors that influence your credit score is your credit card utilization. If your utilization ratio is poor and you’re using too much credit line you may notice your credit score decreasing. Below we’ll discuss what is credit card utilization and why it is the key to improving your credit score. The Effects of Credit Card Utilization If your trying to understand what is credit card utilization and how it Read More…

man checking off list indicating what is a decent credit score
Credit Knowledge

What is a Decent Credit Score? Essential Knowledge You Need To Know

What is a Decent Credit Score?  Find Out Here. Scratching your head trying to understand how your credit score is calculated and wondering even more what is a decent credit score? Are you part of the majority of Americans who don’t know how their credit score is calculated? Are you clueless when it comes to determining whether or not you’ve got a good credit score? If so, it’s time to get on top of your finances. Read on to finally get an answer to the question “what is a decent credit score?” We’re also sharing some practical advice to help you improve Read More…

Best Of – Student Loans

what is teacher loan forgiveness
Student Loans

What is Teacher Loan Forgiveness? How To Slash Student Loan Anxiety

What is Teacher Loan Forgiveness? Teaching has many benefits, but high salary is not always one of them. This is where teacher loan forgiveness comes in. If you’re struggling to pay back your student loans on your current income, there’s no time to waste. Unlike most other loans, student loans have a couple of forgiveness options if you have a teaching career. Learn all about what is teacher loan forgiveness and how it can help make your life easier. Take away the stress of student loans so you can focus on what really matters: your students. 1. Eligibility Being eligible Read More…

young black student trying to figure out how to get a student loan for college with tuition debt
Student Loans

How To Get A Student Loan For College Using These Top Strategies

How To Get A Student Loan For College Trying to figure out how to get a student loan for college? Navigating the world of loans and personal finance when you’ve got college on the horizon can be understandably intimidating. It can be easy to jump on the first loan offer you see and miss out on the finer print. A lot of people end up paying off their student college loan when they are well into their careers, and a lot of this has to do with not getting the best student loans out the gate. Read on to learn Read More…

student piggy bank and calculator used to find out how to apply for a college loan
Student Loans

How To Apply For A College Loan: 4 Proven Steps To A Quality Education

4 Ways On How To Apply For A College Loan Are you thinking about higher education and wondering how to apply for a college loan? Did you know the costs of college tuition ranged from $9,000 to over $33,000 for the 2016-2017 academic year? With the costs increasing each year, applying for university loans may be your best option at a secondary education. Are you looking for the best tips to apply for university loans? Keep reading to find the best ways to secure the money and get into the school of your dreams. Apply for Federal Loans First Once you know Read More…


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