what is an upside down car loan
Auto Finance

What is an Upside Down Car Loan? Strategies and Tips For Beginners

What is an Upside Down Car Loan? Have you wondered what is an upside down car loan but have no idea what it means? Well, it isn’t a great position to be in, unfortunately. It is a situation where a driver might owe money to the lender that is larger than the vehicle worth. So, you could owe the lender $10,000, but the vehicle is only valued at $7,000.   It can be a big money mistake you could regret. The industry terminology for the situation is “upside down”. You might be familiar with other terms, such as being “underwater” Read More…

car interior with camera on center panel
Auto Leasing

Lease Car vs Buying: Pros and Cons Revealed To Help You Decide

Lease Car vs Buying: Pros and Cons You Need To Know You’re in the market for a new car and everyone you know has a different take on what’s the best way to finance it. With so many different variables to consider, there’s no one best way to decide on a lease car vs buying one.  First of all, a car is a big expense. Whether you own or lease, there’s insurance to buy, fuel, maintenance, and more. For many drivers, a car is one of the most expensive things in their possession. If it’s time for a new automobile, you may Read More…

clock money car representing negative equity car loan
Auto Finance

These Are The Realities Of A Negative Equity Car Loan You Need To See

What is a Negative Equity Car Loan And How To Fix It You’ve heard of a negative equity car loan, but you’re not quite sure what it means.  The truth is, as soon as you drive your new car off the lot, it depreciates in value by as much as 11%. For a car that costs $20,000, you could lose $2,200 just by driving it home. Such quick depreciation means that it can be easy to wind up going upside down on your car loan. And being upside down on your loan is not a fun place to be. If you’re Read More…

man collecting cash after acquiring a payday loans with low interest
Personal Loans

Payday Loans With Low Interest: Essential Tools To Get Money Fast

How To Find Payday Loans With Low Interest? Are you looking for a small payday loans with low interest to get by until your next paycheck?  Life is full of little emergencies. Sometimes those emergencies cost more than what you have in your bank account. You’ll have enough money the next time you get paid, but that’s not right now when you need it. What do you do? Know that you’re not alone. About 10 million Americans each year are looking for payday loans. You’ve heard about payday loans for these situations. But you’ve also heard the horror stories of how much Read More…

How To Keep A Good Credit Score
Improve Your Credit

How To Keep A Good Credit Score – With These Good Credit Habits

How To Keep A Good Credit Score The most important thing to good credit health is maintaining your credit profile by applying smart credit activities. Applying the good credit habits described below will guide you on how to keep a good credit score. Payment Management The most important piece of how to keep a good credit score is to maintain a positive payment history. Your payment history makes up 35% of the calculation. This data allows creditors to see exactly how you’ve performed in the past with on-time payments.  Paying on time may sound like a simple step. However, managing payments can be a challenge when creditors come calling. Good payment management starts with a detailed list of creditors, how much you owe, and Read More…

young women being handed keys to lease vehicle after she learns what is an auto lease buyout
Auto Leasing

What Is An Auto Lease Buyout? Ideas You Need To Come Out On Top

What Is An Auto Lease Buyout? Things You Need To Know Wondering if you can buy a car before the lease is up? Even more curious about what is an auto lease buyout, but your not completely sure how it benefits you. 25% of car drivers in the United States give their car a name. For many of us, they aren’t just a mode of transportation. However, more and more choose to lease, rather than purchase a car. If you don’t own your car outright, when your lease term is up, it’s time to hand the car back. At that stage you have Read More…

new car buying guide
Auto Finance

New Car Buying Guide: How To Successfully Buy A New Car

New Car Buying Guide If you’re in the market for a  new car, you’re probably spending a lot of time thinking about what you need from this vehicle. Fortunately, you’ll know how to buy a car by the time you finish this new car buying guide. Perhaps it’s overall space or a high MPG. Maybe you’re looking at safety ratings or you need some extra muscle to get through winters. Whatever the case, you’ll have to actually pay for this new car at some point. For most people,  this requires financing. Although there is no arguing that your vehicle’s features Read More…

what is credit card debt relief
Credit Knowledge

What is Credit Card Debt Relief? Here’s What You Need to Know

What is Credit Card Debt Relief? Here’s What You Need to Know There are a lot of funny tweets and memes about how millennials don’t have enough money to buy houses or cars — and with most of those jokes, the punchline is “avocado toast”. Unfortunately, debt is no laughing matter. Millennials, in particular, are not amused, as they owe some $1.1 billion in consumer debt — nearly a third of the nation’s total of $3.6 billion! If you are struggling to pay back lots of debt, you may have become intrigued by advertisements promising debt relief. But what is credit card debt relief, and Read More…

new car loan financing
Auto Finance

New Car Loan Financing – 5 Tips Before You Buy

New Car Loan Financing Looking to get some new wheels without breaking the bank? Make sure to factor the cost of new car loan financing into your budget. Buyers who forget to account for new car loan financing may find themselves with monthly payments they can’t afford. Even with the economy moving toward recovery, more Americans are struggling to pay off their car loans. A recent State of the Automotive Finance Market report showed a 70% increase in motor vehicle repossessions. To avoid becoming one of these statistics, it’s important to do some research before hitting the car lot. These Read More…

leasing vs buying a car pros and cons
Auto Leasing

Leasing vs Buying a Car Pros and Cons: Which Option is Best For Me?

Leasing vs Buying a Car Pros and Cons When you need a new car, there’s one question you have to confront: do you want to lease or buy a car?  To arrive at a decision one should weigh both sides of leasing vs buying a car pros and cons. There are many differences between leasing and buying a car. Countless forums are dedicated to trying to figure out whether or not someone should lease or buy a car. But the truth is, the decision is a very personal one. We’d like to help you out by telling you both the Read More…