Welcome To Credit Squared:


Thanks for visiting Credit Squared.

I hope you find this personal finance content useful as well as educational.

The information presented here is the result of over thirty years of experience in the banking and mortgage banking profession.

It is presented to you by a much different perspective than many other personal finance blogs.

This site was created to deliver to you the most useful thought-provoking financial information to help you reach the best credit decisions possible for you and your family.

As a result, I believe this insightful content will help you to take actionable steps in the pursuit of:

  • Saving money when you finance
  • Finding the best credit card programs
  • Home purchase financing and refinancing
  • Utilizing the equity in your house
  • Buying a home for little or no money down
  • Improving your credit standing
  • Understanding the loan approval process
  • General loan product information


I have accumulated more than thirty years of knowledge related to loans, credit repair and other banking and financial products.

The difference is that I am not a loan officer, broker, real estate agent or any other type of sales professional.

My background and experience are from the corporate finance side of the business where the numbers matter and the sales take care of themselves.

Please have a look around. I believe you will enjoy the awesome content on this blog.

Thanks for visiting my site and if you have any questions or comments please email me at Patrick@creditsquared.com

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