Best Credit Score Sites Review
Trying to get your credit score for free isn’t easy these days, as most monitoring services want to charge you big time. Over the past several years, free options have emerged. You may be familiar with some, however with all of the different possibilities it’s tough figuring out which are the best credit score sites.
Credit scores are a vital part of the loan application process. Lenders use these scores as a way to gauge a prospective borrower’s financial trustworthiness.
Unfortunately, getting your hands on your credit score can be a bit of a challenge. This is especially true if you’re attempting to obtain it through a major credit bureau.
However, you might be pleased to know that you can view your credit score for free through a number of different websites. Here are the top 7 sites to use to find your credit score.
Find Your Credit Score With These Reliable Credit Score Websites
WalletHub is one of the best credit score sites and the only site on the web which updates your credit score on a daily basis. Monitoring your credit all hours of the day, it provides up-to-date scores whenever you’re looking for them.
Unlike with many such sites, WalletHub offers all of its features free of charge. After a quick sign-up, you will have access to credit scores, credit analysis, learning tools, and much, much more. You are entitled to as many free credit checks as you desire.
The one true downside of WalletHub is that it only offers one type of score: the TransUnion VantageScore. However, for monitoring purposes, this one figure should suffice.
All in all, WalletHub is the best free credit score site around. Requiring no credit card, it’s powerful, efficient, and effective.
2. Credit Karma
Like WalletHub, Credit Karma offers just one type of membership. The Credit Karma membership is free and loaded with features. These features include credit monitoring, learning tools, and complete credit reports, to name a few.
This site updates credit scores on a weekly basis, and offers up to two full reports over a calendar year. For the most part, these scores are accurate, usually falling within a ballpark range.
It makes use of two different credit scores: the TransUnion VantageScore and the Equifax VantageScore. These scores aren’t considered as seriously as FICO credit scores, but they still provide a decent estimate.
Credit Karma, clearly one of the best credit score sites requires no credit card for sign up, making it available to anyone who’s in need of a score.
Another site you can use to find your credit score is Credit.com. This site offers both basic and upgraded memberships. In fact, you can obtain a basic membership free of charge, upgraded memberships require a monthly payment.
Credit.com’s free plan offers credit scores on a monthly basis. In addition to these credit scores, it also offers some basic monitoring capabilities. The updated plan offers full credit reports, and quite capable of very detailed credit monitoring.
Credit.com offers two scores: the Experian National Equivalency Score and the Experian VantageScore. Because it provides two different scores, it allows you to get a better idea of your standing with different organizations.
Possessing a user-friendly interface, this too is one of the best credit score sites and is exceedingly easy to navigate. If you’re looking for something simple and straightforward, Credit.com is the site for you.
LendingTree is a simple and straightforward site which you can use to find your credit score. Requiring no credit card for sign-up, this site is another best free credit score site that can be utilized by anyone.
When compared to other sites on our list, LendingTree possesses few features. However, it does have the ability to monitor your credit over time, making recommendations along the way.
It should be noted that this site doesn’t provide any credit reports. Because of this, it won’t be able to explain what is and isn’t affecting your credit.
This site makes use of just one credit score: the TransUnion VantageScore. While this is not the credit score considered by most lenders, it still offers a decent estimate of your score.
5. Credit Sesame
Credit Sesame offers two different types of accounts: basic accounts and upgraded accounts. While basic accounts are available free of charge, updated accounts require you to pay a monthly fee.
The basic account offers one free credit score check. With a free account, credit scores update monthly. There are no credit reports provided to those with basic accounts.
The upgraded account offers three credit score checks and three credit reports. With a paid account, you will receive credit updates each and every day. The upgraded account also provides a bevy of additional features, including simulation tools and real-time credit monitoring, to name a few.
This site makes use of just one type of credit score: the TransUnion VantageScore.
Quizzle is a fairly basic, but effective website you can use to find your credit score. Supplying both basic and upgraded accounts, it offers everything from credit scores, to credit reports, to educational tools, and more.
This site offers one standard VantageScore, offering you a decent estimate of your current credit score.
A basic account with Quizzle will provide you with a free credit score check every three months. However, with a basic account, your score will only updates every 6 months.
An upgraded account, on the other hand, will provide you with a credit score and credit report every month. In addition to these, an upgraded account will also supply you with a number of credit education tools.
7. Wise Piggy
The last site we’ll review is Wise Piggy. This site offers only one sign-up option; a free option which includes everything from credit score checks, to learning tools, to credit monitoring.
With Wise Piggy, you receive score updates every month. Unfortunately, it doesn’t provide any in-depth credit reports.
It offers only one type of score: the TransUnion VantageScore. While this score isn’t used by most lenders, it still provides a good ballpark estimate of your FICO score.
In summary, Wise Piggy another of our best credit score sites is a solid website which is very easy to use. If you’re just looking to check your credit score on occasion, it will accommodate you.
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