man in front of laptop with instantly approved credit cards in hand
Best Credit Cards

Instantly Approved Credit Cards: Easily Unlock These Valuable Card Options

What Are the Best Instantly Approved Credit Cards? If you’re facing an unexpected expense, such as a home or car repair, you may need some credit to be able to afford it. Or perhaps you’re planning to make a large purchase for travel and want to take advantage of rewards for travel purchases. For situations like these, instantly approved credit cards may offer an ideal solution.  There are plenty of options to choose from when it comes to instant approval credit cards. It can be overwhelming to sort through the different cards, so we’ve put together a list to help. Read through Read More…

Women displaying good credit cards for bad credit
Bad Credit Credit Cards

Good Credit Cards For Bad Credit. These Are The Cards You Truly Need

Good Credit Cards for Bad Credit Wondering how you can turn a bad credit situation around and improve your credit score.  One way to turn things around is to look for good credit cards for bad credit. Bad credit can keep you from obtaining important loans that you may need, like mortgages and car loans. But sometimes we encounter the unexpected and our credit scores plummet, leaving us to rebuild. The good news is that there are ways to rebuild your credit. It takes a little time and patience and responsibility, but you can achieve a high credit score once again Read More…

cash credit cards calculator to negotiate credit card interest rates
Credit Cards

4 Super Easy Ways To Negotiate Credit Card Interest Rates

4 Ways To Negotiate Credit Card Interest Rates Are your credit card payments too high and you’re dreading needing to negotiate credit card interest rates.  One common misconception credit card holders have is the belief that credit card interest is fixed. Interest rates are the main way banks trap customers in credit card debt. It’s important to note that you don’t have to pay any interest at all if you pay your card balance in full every month. In fact, having to negotiate credit card interest rates may seem scary at first, but it isn’t that hard to do. All Read More…

man holding up card showing low interest credit cards with balance transfer
Low Interest Cards

Low Interest Credit Cards With Balance Transfer: Cards You Need To See

Top Low Interest Credit Cards With Balance Transfer You Need to Know About Struggling to pay down debt from multiple credit cards with a high interest rate, can be a challenge. You may be making payments, but you’re also racking up tons of interest. This can make it seem as though you aren’t making any progress. If you’re also paying annual fees on those cards, you’re paying even more. Luckily, there’s an easier way to pay off credit card debt, using low interest credit cards with balance transfer. If you’re ready to start tackling your credit card debt to give you more money Read More…

young women trying to decide what's the best prepaid credit card
Best Credit Cards

What’s The Best Prepaid Credit Card? Our Top Smart Value Choices

What’s The Best Prepaid Credit Card? Prepaid credit cards have become an increasingly popular way to pay.  So popular that many have asked themselves what’s the best prepaid credit card for personal use and how can it help improve my credit standing. From 2012 to 2014, prepaid credit card usage grew by 50% in the United States. By 2016, estimates show that 23 million Americans had begun using prepaid cards. There are several reasons that a prepaid credit card might be preferable. Many people prefer the ability to pay using a credit or debit card, but don’t like spending money they may Read More…

best no interest credit card deals
Zero Interest Cards

Best No Interest Credit Card Deals: Our Top Card Opportunities Unveiled

Best No Interest Credit Card Deals When you need to make a big purchase, the last thing you want to do is put it on your credit card. Especially if it’s a surprise expense. You’re afraid of the interest charges and never ending monthly payments. But there are options in the credit card world for those who qualify. While some cards offer specialized cashback deals and other rewards programs, there’s nothing better than a no interest credit card. Here’s a breakdown of the best no interest credit card deals that can save you money on that lump sum you’re dreading in your Read More…

what is APR on a credit card
Credit Cards

What is APR on a Credit Card? – The Essential Guide To Understanding

What is APR on a Credit Card? Introductory APR. Variable APR. Balance transfer APR. Cash advance APR. We’ve all heard these terms before. APR stands for Annual Percentage Rate – the amount of interest you owe each year on your purchases. Simple, right? Not necessarily. If you’re one of the average Americans with over $16,000 of credit card debt, it’s not enough to have a surface knowledge of APR on credit cards. Understanding what is APR on a credit card and how it works will empower you to make wise financial decisions and get your family out of debt sooner. Read on for Read More…

how to redeem credit card rewards points
Reward Cards

How to Redeem Credit Card Rewards Points – The 5 Best Ways

How to Redeem Credit Card Rewards Points Choosing a credit card that has the added benefit of loyalty points is a wise move for the savvy consumer. Furthermore, if you’re going to use a credit card for your purchases, why not take the opportunity to acquire points towards a product or service that you would otherwise have to pay for? In fact, for all intents and purposes, you’re getting something for nothing and we all love a bargain. So, what are the best ways on how to redeem credit card rewards points?   Compare Your Options Start at the beginning. Read More…

the best cash back credit card offers
Cash Back Cards

The Best Cash Back Credit Card Offers: 5 Cards Improve Your Rewards

The Best Cash Back Credit Card Offers Looking for the best cash back credit card offers? If you want to be rewarded for spending money, cash back credit cards are an option worth considering. Cash back credit cards reward you by giving back either a percentage or dollar amount based on how much you spend. In fact, these types of credit cards are most suitable for those who pay their balance on time. Before choosing a new credit card, it is important to read the terms and conditions. Here are five of the best cash back credit card offers worth investigating: Chase Freedom Read More…

the best small business credit card
Best Credit Cards

The Best Small Business Credit Card – 10 Top Feature Rich Performers

The Best Small Business Credit Card Is it time to take your small business to the next level?  Money coming in is great, but it can mean an increase in money going out, which can be overwhelming on a business owner’s personal finances. Plus, putting the risk of a small business on your personal credit makes you too vulnerable to spend with confidence.  So, what’s the solution? Set up your small business for success with the best small business credit card. Small business credit cards often have a higher limit than personal credit cards, allowing your small business access to Read More…