The Best Cash Back Credit Card Offers
Looking for the best cash back credit card offers? If you want to be rewarded for spending money, cash back credit cards are an option worth considering.
Cash back credit cards reward you by giving back either a percentage or dollar amount based on how much you spend.
In fact, these types of credit cards are most suitable for those who pay their balance on time. Before choosing a new credit card, it is important to read the terms and conditions.
Here are five of the best cash back credit card offers worth investigating:
Chase Freedom offers up to 5% cash back at grocery stores and drugstores on purchases up to $1500.
It is worth mentioning that this excludes purchases made at Target or Walmart.
Moreover, this runs over a three month period, and you need to activate each period to see the continued benefits.
There are no annual fees, and this is a good choice for everyday spending.
American Express Blue Cash Preferred
The American Express Blue Cash Preferred card gives you 6% cash back at US supermarkets up to $6000.
This is per year and once you reach the threshold this bonus amount falls to 1%.
Additionally, you will receive 3% cash back at selected department stores and petrol stations.
Other purchases which don’t fall into the other categories will give you 1% cash back.
In fact, if you have a family or spend significant time at the grocery store, this is a good option.
There is a $95 annual fee, but they always have sign-up offers which may help to absorb this cost.
Citi Double Cash Card
The Citi Double Cash card is designed to give you cash back…twice.
They offer you 1% when you make a purchase, and another 1% when you pay the purchase off.
There are no annual fees, and as long as you pay your minimum on time you will receive the cash back.
Also, if you want to receive rewards every time you shop without having to regularly activate specific features this could be the card for you.
Quicksilver One is from Capital One. It gives you 1.5% cash back on every purchase you make.
As a welcome bonus, you will receive a bonus $100 when you spend $500 in the first three month period.
This card will only be approved for those who have an excellent credit score. There are no annual fees.
Discover It offers 5% cash back every 3 months in rotating categories. You need to activate each period to make the most of the cash back advantages.
If you want to shop elsewhere, you will still be rewarded with 1% cash back on all other purchases.
There are no annual fees and this is a good option if you want to shop at a range of different stores.
In conclusion, all of these cards have their benefits. The right choice really depends on how you like to shop.
Do your research, read the fine print, manage your credit and try to pay your bills on time.
Most credit card companies will reward you for your loyalty or offer some type of sign up bonus.
In our opinion, these five cards represent the best cash back credit card offers out there. Do you use any of these cards?
We would love to hear your feedback in the comments section below! Or contact us with any questions you may have.
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